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Questions & Answers

Q - How can I get one of your loans?
A - Our loan process is quick and easy. Just complete our Online Application and we'll start processing immediately. We will confirm your application using the email address that you provide, request a few basic documents from you, and supply a fax number for you to send them to. It's that simple!

Q - How much can I borrow?
A - New customers qualify for loans between $100 - $300. If you are an established customer in good standing, you may receive up to $500.

Q - What are your payment terms?
A - The standard time is no less than 7 days and no more than 18 days -- basically, we expect the loan to be repaid when you receive your next paycheck. Of course, if you want to repay us more quickly, we have no problem with that!

Q - Do you require complete repayment right away?
A - We have 3 payment options:
  1. Payment in full on the maturity date listed in your loan agreement
  2. Payment of the finance fee plus a partial payment of the principal on or before the maturity date
  3. Payment of the finance fee only on the maturity date
*Some additional terms and conditions may apply. Please ask your loan consultant about all of the repayment options.

Q - Will you protect my confidentiality?
A - We guarantee your confidentiality! We will respect and protect your privacy completely.

Q - How many loans can I receive?
A - You may receive one loan at a time, as many times as you like for as long as you remain a customer in good standing. Please bear in mind that our goal is to help you prevent long-term debt and credit problems, such as can arise through multiple loans taken simulataneously.

Q - What are your business hours?
A - We are available via email or by our fax machines 24/7.



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